body { margin: 0 0 0 0; background-color: #cc9933; background-image: 
url(Pictures/ny.jpg); background-repeat: no-repeat; background-position: 
center top} 

dl, dt, dd, ul, li {
margin:0;
padding: 0px;
Z-index:2;
list-style-type: none;
}
#menu {
font-size:14px;
font-variant:normal;
font-family: Arial, Helvetica, sans-serif;
font-weight:normal;
text-align:right;
color:#ffffff;
width: 100%;
line-height:20px;
Z-index:100;
}
#menu dl {
width: 7em;
float:right;
}
#menu dt {
cursor: pointer;
text-align: center;
font-weight: bold;
background: #000000;
border: 1px solid gray;
margin: 1px;
Z-index:100;
}
#menu dd {
display: none;
border: 1px solid gray;
text-align:right;
}
#menu li {
text-align: center;
background: #A6A6A6;
}
#menu li a, #menu dt a {
color: #ffffff;
text-decoration: none;
display: block;
height: 20px;
border: 0 none;
}
#menu li a:hover, #menu li a:focus, #menu dt a:hover, #menu dt a:focus {
background: #5E5D5D;}

table.blank {height:92px}
a{text-decoration:none; color:#ffffff}

#title{margin-top:25px;padding-top:5px;vertical-align:middle;background:#cc9933;font-size:35px;text-transform:uppercase;font-variant:small-caps;Font-family:times new roman;color:#ffffff;z-index:-1;font-weight:normal;text-decoration:none}
#alder{text-indent:10px;margin-top:25px;padding-top:5px;vertical-align:middle;background:#cc9933;font-size:35px;font-variant:small-caps;Font-family:times new roman;color:#ffffff;z-index:-1;font-weight:normal;text-decoration:none}


#background {background:#ffffff}
table.background {background-color:#ffffff}

#address {background:#cc9933;font-family: Arial, Helvetica}
table.address {font-family: Arial, Helvetica, sans-serif;color:#ffffff; font-variant:small-caps; letter-spacing:3px; font-weight:normal; word-spacing:0px;vertical-align:middle;text-align:center;font-size:14px;background:#cc9933;margin-top:8px}

table.text {font-family: Arial, Helvetica, sans-serif; font-size: 14px; font-weight:normal; line-height: 
18px; color: #000000; background-color: #ffffff; text-align:justify;}

#banner {text-indent:10px;background:#cc9933;padding-top:10px;color:#ffffff;text-align:left;font-variant:small-caps;font-size:16px;font-family: Arial,Helvetica,sans-serif;text-transform:uppercase;}

#businesses li {list-style-type:square;margin-left:18px;font-size:14px}
#banks li {list-style-type:square;margin-left:24px}
#plans li {list-style-type:square;margin-left:24px}
#strategies li {list-style-type:square;margin-left:24px;font-size:14px}
#intro {font-family: Arial, Helvetica,sans-serif;text-align:justify;font-size:14px}
#layer1 {font-family: Arial, Helvetica,sans-serif;font-size:14px}
#inv {font-family: Arial, Helvetica,sans-serif;font-size:14px}
#cash {font-family: Arial, Helvetica,sans-serif;font-size:14px}
table.ret services {font-family: Arial, Helvetic,sans-serif;font-size:14px}

h4 {text-transform:uppercase;font-variant:small-caps;Font-family:arial;color: #000000}